ÐÔÊÀ½ç´«Ã½

Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, ÐÔÊÀ½ç´«Ã½ offers resources and products designed to meet your personal and family goals.

Support your workforce with innovative employee benefits and retirement solutions. ÐÔÊÀ½ç´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

Simplify complex retirement and pension risk management with our tailored solutions for large organizations. ÐÔÊÀ½ç´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

Empower your clients with confidence by leveraging ÐÔÊÀ½ç´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

  • Individuals

    Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, ÐÔÊÀ½ç´«Ã½ offers resources and products designed to meet your personal and family goals.

  • Employers

    Support your workforce with innovative employee benefits and retirement solutions. ÐÔÊÀ½ç´«Ã½ partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.

  • Institutions

    Simplify complex retirement and pension risk management with our tailored solutions for large organizations. ÐÔÊÀ½ç´«Ã½ specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.

  • Financial Professionals & Brokers

    Empower your clients with confidence by leveraging ÐÔÊÀ½ç´«Ã½â€™s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.

Environmental Policy

ÐÔÊÀ½ç´«Ã½ has been committed to creating a meaningful future for our stakeholders for nearly 160 years. We are working to protect oceans, reduce our environmental footprint, and identify investment opportunities that create a positive impact for the planet. We are making strides to do our part to ensure the environment remains vibrant for generations to come. We seek to identify, measure, and manage material risks and opportunities to ÐÔÊÀ½ç´«Ã½ and the impacts of our operations on the environment.Ìý

Our Commitment is to:

  • Identify and manage the environmental impacts in our business operations and facilities, and maintain ÐÔÊÀ½ç´«Ã½â€™s resilience to environmental risks and impacts
  • Comply with all relevant environment legislation and regulations in the jurisdictions in which we operate
  • Measure and report annually on our carbon footprint
  • Reduce our environmental impact by reducing our carbon footprint, using energy efficiently, and minimizing our waste and water consumption
  • Continuously improve our environmental performance and progressively integrate recognized environmental best practices
  • Implement operational practices that support building performance and seek out green leasing options where appropriate
  • Engage our employees to pursue environmentally responsible behaviors in our offices and in our communities
  • Assess and monitor business practices of our third-party suppliers to encourage environmental responsibility
  • Adhere to the United Nations-supported Principles for Responsible Investment (UN PRI) through responsible investment and sustainable business practices


Environmental Focus Efforts

  • Monitor environmental impacts and ensure the enterprise’s resilience
  • Track physical and transition risks and the associated impacts across our portfolio
  • Focused investment effort to invest in projects and companies that advance a clean energy transition
  • Understand our use of energy in our facility operations, and invest in energy efficient systems and processes that reduce energy consumption and associated emissions
  • Monitor and report on our performance annually in our CSR report and climate risk reporting in line with the TCFDÌýframework, including our Scope 1 and 2 greenhouse gas emissions
  • Encourage and provide tools and solutions for our employees to engage in sustainable practices in the workplace and supporting environmental efforts in the community
  • Provide philanthropic support to conservation and environmental charities focused on ocean health

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To learn more about ÐÔÊÀ½ç´«Ã½â€™s Responsible Investment Policy, click here.

The Board of Directors oversees ÐÔÊÀ½ç´«Ã½â€™s Corporate Social Responsibility program, including its environmental commitments and initiatives.

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Last Reviewed: November 2024

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